October 22, 2026 · Program overview
The Captain's Circle
for Dutch East Co.
Private and confidential · Prepared exclusively for
Johan van Oldenbarnevelt
Dutch East Co.
Our team designed this program around Dutch East Co.'s own financials. The fees, guarantees and terms below were set for you and are not a standard rate card.
Reference
CC-2026-57432
Prepared
October 22, 2026
Your advisor
Old World Financial
Baseline revenue
$4,000,000
$11,000,000
Annual growth potential
$37,500
Minimum cash requirement
12 MO
Active advisory
02 · The program
What is The Captain's Circle?
A 12-month growth engagement. We underwrite your business, set a growth target and guarantee it in writing.
01
A dedicated advisor
A senior Cromwell advisor works alongside you for 12 months.
02
A guaranteed target
Miss the target and 95% of your fee comes back to you.
03
Flexible payment
Pay in full, or finance the balance with one of 4 interest options.
We bring
- Senior advisory on your specific business from industry leaders
- Financial models built from your own numbers
- Measurement against your target through month 42
You keep
- Every business decision
- Control of your accounts and contracts
- Any other Cromwell services, unchanged
03 · Your options
Three options, one approval
$4M
Baseline
$5M
Starter
$8M
Growth
$11M
Performance
| Metrics | Starter | Growth | Performance |
|---|---|---|---|
| Consulting fee | $750,000 | $1,000,000 | $1,250,000 |
| Engagement payment (5%, non-refundable) | $37,500 | $50,000 | $62,500 |
| Financed amount | $712,500 | $950,000 | $1,187,500 |
| Prepaid option: interest for 42 months (10% total) | $71,250 | $95,000 | $118,750 |
| Prepaid option: due at signing | $108,750 | $145,000 | $181,250 |
| Auto ACH with personal guarantee: interest per year (3.75%) | $26,719+$22,267 vs. prepaid | $35,625+$29,688 vs. prepaid | $44,531+$37,109 vs. prepaid |
| Auto ACH: interest per year (4.25%) | $30,281+$34,734 vs. prepaid | $40,375+$46,313 vs. prepaid | $50,469+$57,892 vs. prepaid |
| No auto ACH: interest per year (5.25%) | $37,406+$59,671 vs. prepaid | $49,875+$79,563 vs. prepaid | $62,344+$99,454 vs. prepaid |
| Balance due at month 42 assuming growth target is reached | $712,500 | $950,000 | $1,187,500 |
| Balance due if growth target is not met | $0 | $0 | $0 |
Growth is measured against a baseline revenue of $4,000,000, Estimated 2026 revenue.
04 · How it works
Five steps, one target
Company review
No-cost, no-obligation underwriting of your business.
Define metrics
Your baseline, growth target and three fee options.
Implementation
12 months with your dedicated advisor.
Time to grow
A 30-month performance tail.
Review & guarantee
Measured at month 42.
Your 42-month voyage
Trailing 12 months measured
Month 0
October 29, 2026
Month 12
October 29, 2027
Month 42
April 29, 2030
05 · The guarantee
What the guarantee covers
95%
95% of your fee is guaranteed
If your company misses its target at month 42, $712,500 comes back to you. That is your fee less the non-refundable engagement payment.
Does not count
- W-2 income
- Capital contributions and loans
- Investment gains
- Any additional exclusions in your Schedule A
Refund earned
95% of the fee: the fee less your engagement payment
Loan forgiven first
Applied to the financed balance
Excess paid to you
Any remainder in cash
The guarantee does not apply if the company is sold, changes its core business without consent, materially misses its obligations or ends the agreement early. Your Revenue Growth Consulting Agreement controls.
06 · Financing
Pay in full or finance
Figures shown for the Starter tier.
| Option | Interest | How interest is paid | Due at signing | Interest after signing | Total costfee + all interest | Total cost if the target is missed |
|---|---|---|---|---|---|---|
Pay in full | None | Not applicable | $750,000 | $0 | $750,000 | $37,500 |
Prepaid Lowest cost | 10% total for 42 months | Paid at signing | $108,750 | $0 | $821,250 | $108,750 |
Auto ACH with personal guarantee Personal guarantee required | 3.75% a year, interest only | Billed annually by automatic ACH | $37,500 | $93,517 | $843,517+$22,267 vs. prepaid | $131,017 |
Auto ACH | 4.25% a year, interest only | Billed annually by automatic ACH | $37,500 | $105,984 | $855,984+$34,734 vs. prepaid | $143,484 |
No auto ACH | 5.25% a year, interest only | Billed annually, no automatic ACH | $37,500 | $130,921 | $880,921+$59,671 vs. prepaid | $168,421 |
The engagement payment and all interest are non-refundable. Principal is due at month 42 only if the target is met; if it is missed, the refund forgives it. Financing is optional, business-purpose only and subject to approval.
Underwriting complete · Approved for The Captain's Circle
Make your elections
- Step 1Select your consulting tier
- Step 2Choose how you would like to pay
- Step 3Confirm the personal guarantee if your option requires one
- Step 4Review your summary and continue to signature
07 · Order form
Make your election
1. Select a tier
2. Payment
08 · About us
We help grow your business.
Guaranteed.1
Executive leadership are tax lawyers, MBAs & CPAs.
Built on your specific growth levers — revenue, margin and brand equity.
By application only — limited number of engagements available in 2026.
20+ years as industry experts.
A dedicated senior team based exclusively in the United States.
1. See the Revenue Growth Consulting Agreement. The engagement payment is non-refundable.
09 · Questions
Quick answers
Important information
This page summarizes The Captain's Circle for Dutch East Co.. It is not a projection or promise of results. Fees, targets and refund percentages are set individually through underwriting. The guarantee is provided solely under the Revenue Growth Consulting Agreement and its Schedule A, which control over this page. Financing is an optional, business-purpose loan subject to approval. The Captain's Circle is a consulting engagement, not an investment, security or insurance product. Tax, legal and accounting services are provided only under a separate engagement.